Be an agent of change.
Get your dealers up to speed and add a reliable agency revenue stream.
|
Statutes and regulations |
Compliance Officer |
Automotive Compliance Specialist |
F&I Specialist |
Sales Management Specialist |
Sales Specialist |
|---|---|---|---|---|---|
|
Equal Credit Opportunity Act (ECOA) |
✓ | ✓ | ✓ | ✓ | ✓ |
|
Fair Credit Reporting Act (FCRA) |
✓ | ✓ | ✓ | ✓ | ✓ |
|
FTC Disposal Rule |
✓ | ✓ | |||
|
FTC Holder in Due Course Rule |
✓ | ||||
|
FTC Privacy Rule |
✓ | ✓ | ✓ | ✓ | ✓ |
|
FTC Red Flags Rule |
✓ | ✓ | ✓ | ✓ | ✓ |
|
FTC Telemarketing Sales Rule |
✓ | ✓ | ✓ | ||
|
FTC Used Car Rule |
✓ | ✓ | ✓ | ✓ | ✓ |
|
IRS Form 8300 (Cash Reporting) |
✓ | ✓ | ✓ | ✓ | ✓ |
|
Magnuson-Moss Warranty Act |
✓ | ✓ | ✓ | ✓ | |
| Office of Foreign Assets Control (OFAC) | ✓ | ✓ | ✓ | ✓ | |
| Regulation M | ✓ | ✓ | ✓ | ✓ | |
| Regulation Z | ✓ | ✓ | ✓ | ✓ | |
| Risk-Based Pricing Rule | ✓ | ✓ | ✓ | ✓ | |
| Safeguards Rule (Gramm-Leach-Bliley) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Unfair, Deceptive or Abusive Acts or Practices (UDAP) | ✓ | ✓ | ✓ | ||
| Sales and finance | Compliance Officer | Automotive Compliance Specialist | F&I Specialist | Sales Management Specialist | Sales Specialist |
| Accounting Checklist | ✓ | ✓ | |||
| Adverse Actions | ✓ | ✓ | ✓ | ✓ | |
| Conditional (Spot) Delivery | ✓ | ✓ | ✓ | ✓ | |
| Credit Applications | ✓ | ✓ | ✓ | ✓ | ✓ |
| Customer Signatures | ✓ | ✓ | ✓ | ✓ | |
| F&I Menus | ✓ | ✓ | |||
| F&I Menu Vocabulary | ✓ | ✓ | ✓ | ✓ | |
| GAP | ✓ | ||||
| Installment Sales Contracts | ✓ | ✓ | ✓ | ||
| Negative Equity | ✓ | ✓ | ✓ | ✓ | |
| Preventing In-Dealership Theft | ✓ | ✓ | |||
| Quoting Payments | ✓ | ✓ | ✓ | ||
| Legal standards | Compliance Officer | Automotive Compliance Specialist | F&I Specialist | Sales Management Specialist | Sales Specialist |
| Discrimination | ✓ | ✓ | ✓ | ✓ | ✓ |
| Ethics | ✓ | ✓ | ✓ | ✓ | ✓ |
| Sexual Harassment | ✓ | ✓ | ✓ | ✓ | ✓ |
Who benefits from ACE?
ACE training and certification pays dividends for agents, dealers and customers.
Why is ACE the dealer’s choice?
The ACE/Mosaic Compliance Services program has been recognized in every Dealers’ Choice Awards since 2016, earning high scores for:

Quality

Support

Value

Trust
What do dealers say about ACE?
Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. More »


Become an ACE agent! You can meet with ACE, sign your referral agreement and start signing and enrolling dealers and users the same day. Be sure to ask about our ACE Trainer certification.
Add ACE to your agency toolkit for current and prospective dealer clients. As your dealers add personnel who are not already ACE users, you can get them enrolled, trained and certified.
ACE training is not just for F&I. ACE has a certification for everyone responsible for compliance, and you earn commissions for the initial certification of every new ACE user.
ACE pays agents
ACE pays commissions monthly. You can enroll users onsite and report signups or let ACE do it for you. Add future users by making ACE part of your dealers’ onboarding process.
ACE gives agents a tool every dealer needs and delivers a consistent, reliable agency revenue stream.
ACE dealers get current, renewable, role-specific training written by attorneys for dealership workers.
Every customer deserves the protections afforded by federal law, including the security of their data.
ACE does offer live training by special request. Click
Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. 



