Make compliance one less thing to worry about.

ACE solves the compliance riddle with affordable, renewable, attorney-written certifications tailored to specific dealership roles.

Make compliance one less thing to worry about.

ACE solves the compliance riddle with affordable, renewable, attorney-written certifications tailored to specific dealership roles.

Who gets ACE training?

There is an ACE certification for every dealership role that touches compliance.

Requirements and best practices pertaining to F&I, sales, accounting and documentation, including credit applications, Reg M and Z, UDAP, OFAC, quoting payments, Red Flags, Safeguards, Magnuson-Moss, adverse actions, deal auditing, in-dealership theft, ethics, sexual harassment and discrimination

Best practices to manage and mitigate compliance-related risks, including accounting checklists, credit applications, Reg M and Z, UDAP, OFAC, quoting payments, Red Flags, Safeguards, Magnuson-Moss, adverse actions, deal auditing, in-dealership theft, ethics, sexual harassment and discrimination

Requirements and best practices pertaining to the F&I process, including credit applications, menus, RISCs, GAP, Reg M and Z, UDAP, OFAC, negative equity, quoting payments, Red Flags, Safeguards, Magnuson-Moss, Used Car Rule, adverse actions, ethics, sexual harassment and discrimination

Requirements and best practices pertaining to sales, customer data and documentation, including credit applications, Reg M and Z, UDAP, OFAC, quoting payments, Red Flags, Safeguards, Magnuson-Moss, cash reporting, adverse actions, spot delivery, ethics, sexual harassment and discrimination

Essential information every salesperson must have before representing the dealership to customers, including credit applications, Red Flags, Safeguards, cash reporting, ethics, sexual harassment and discrimination

Who learns what?

x

Statutes and regulations

Compliance Officer

Automotive Compliance Specialist

F&I Specialist

Sales Management Specialist

Sales Specialist

Equal Credit Opportunity Act (ECOA)

 ✓ ✓ ✓ ✓ ✓

Fair Credit Reporting Act (FCRA)

 ✓ ✓ ✓ ✓ ✓

FTC Disposal Rule

 ✓ ✓

FTC Holder in Due Course Rule

 ✓

FTC Privacy Rule

 ✓ ✓ ✓ ✓ ✓

FTC Red Flags Rule

 ✓ ✓ ✓ ✓ ✓

FTC Telemarketing Sales Rule

 ✓ ✓ ✓

FTC Used Car Rule

 ✓ ✓ ✓ ✓ ✓

IRS Form 8300 (Cash Reporting)

 ✓ ✓ ✓ ✓ ✓

Magnuson-Moss Warranty Act

 ✓ ✓ ✓ ✓
Office of Foreign Assets Control (OFAC) ✓ ✓ ✓ ✓
Regulation M ✓ ✓ ✓ ✓
Regulation Z ✓ ✓ ✓ ✓
Risk-Based Pricing Rule ✓ ✓ ✓ ✓
Safeguards Rule (Gramm-Leach-Bliley) ✓ ✓ ✓ ✓ ✓
Unfair, Deceptive or Abusive Acts or Practices (UDAP) ✓ ✓ ✓
Sales and finance Compliance Officer Automotive Compliance Specialist F&I Specialist Sales Management Specialist Sales Specialist
Accounting Checklist ✓ ✓ ✓
Adverse Actions ✓ ✓ ✓ ✓
Conditional (Spot) Delivery ✓ ✓ ✓ ✓
Credit Applications ✓ ✓ ✓ ✓ ✓
Customer Signatures ✓ ✓ ✓ ✓
F&I Menus ✓ ✓
F&I Menu Vocabulary ✓ ✓ ✓ ✓
GAP ✓ ✓
Installment Sales Contracts ✓ ✓ ✓
Negative Equity ✓ ✓ ✓ ✓
Preventing In-Dealership Theft ✓ ✓ ✓
Quoting Payments ✓ ✓ ✓
Legal standards Compliance Officer Automotive Compliance Specialist F&I Specialist Sales Management Specialist Sales Specialist
Discrimination ✓ ✓ ✓ ✓ ✓
Ethics ✓ ✓ ✓ ✓ ✓
Sexual Harassment ✓ ✓ ✓ ✓ ✓

What is the ACE advantage?

ACE trains, certifies and annually recertifies managers and staff throughout the dealership to protect your customers and your business.

ACE training and testing is online and on-demand, with start/stop intervals every 5 to 15 minutes. Certifications can be completed in one or two workdays or at each user’s own pace.

ACE offers a highly competitive flat rate for certifications and a nominal charge (20% of the certification cost) for annual recertifications with no additional fees.

When ACE certified workers leave the dealership, they may recertify on their own or pass the cost to their next employer.

Certification documentation can help dealers avoid punitive damages if misconduct is alleged.

Does ACE offer in-person training?

x

ACE does offer live training by special request. Click here to request details. ACE also hosts live training at industry events. Click here to see where ACE will be next.

Why is ACE the dealer’s choice?

The ACE/Mosaic Compliance Services program has been recognized in every Dealers’ Choice Awards since 2016, earning high scores for:

Quality

Support

Value

Trust

What do dealers say about ACE?

Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. More »
Lori Church, Holman Automotive

x


Gil Van Over III is the founder and executive director of ACE, a 30-year industry veteran and a nationally recognized compliance and auditing expert, trainer, author and witness.

Who is ACE?

ACE is led by compliance expert Gil Van Over III.+