What is ACE?
ACE trains, certifies and annually recertifies everyone who plays a role in dealership compliance.
|
Module |
Compliance Officer |
Automotive Compliance Specialist |
F&I Specialist |
Sales Management Specialist |
Sales Specialist |
|---|---|---|---|---|---|
| Ethics | ✓ | ✓ | ✓ | ✓ | ✓ |
| Sexual Harassment and Discrimination | ✓ | ✓ | ✓ | ✓ | ✓ |
| Safeguards Rule (Gramm-Leach-Bliley) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Unfair and Deceptive Acts and Practices | ✓ | ✓ | ✓ | ✓ | |
| FTC Used Car Rule | ✓ | ✓ | ✓ | ✓ | ✓ |
| Regulation Z | ✓ | ✓ | ✓ | ✓ | |
| Regulation M | ✓ | ✓ | ✓ | ✓ | |
| IRS Form 8300 (Cash Reporting) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Credit Applications | ✓ | ✓ | ✓ | ✓ | ✓ |
| Shotgunning Multiple Purchases | ✓ | ✓ | ✓ | ✓ | |
| Sovereign Citizens | ✓ | ✓ | ✓ | ✓ | |
| FTC Red Flags Rule | ✓ | ✓ | ✓ | ✓ | ✓ |
| Equal Credit Opportunity Act (ECOA) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Fair Credit Reporting Act (FCRA) | ✓ | ✓ | ✓ | ✓ | ✓ |
| FTC Privacy Rule | ✓ | ✓ | ✓ | ✓ | ✓ |
| Office of Foreign Assets Control (OFAC) | ✓ | ✓ | ✓ | ✓ | |
| Adverse Actions | ✓ | ✓ | ✓ | ✓ | |
| Risk-Based Pricing Rule | ✓ | ✓ | ✓ | ✓ | |
| Installment Sale Contracts | ✓ | ✓ | ✓ | ||
| Penciling | ✓ | ✓ | ✓ | ||
| Quoting Payments | ✓ | ✓ | ✓ | ||
| Negative Equity | ✓ | ✓ | ✓ | ✓ | |
| F&I Menus | ✓ | ✓ | |||
| F&I Menu Vocabulary | ✓ | ✓ | ✓ | ✓ | |
| Magnuson-Moss Warranty Act | ✓ | ✓ | ✓ | ✓ | |
| GAP | ✓ | ✓ | |||
| Conditional (Spot) Delivery | ✓ | ✓ | ✓ | ✓ | |
| Customer Signatures | ✓ | ✓ | ✓ | ✓ | |
| Accounting Checklist | ✓ | ✓ | ✓ | ||
| Preventing In-Dealership Theft | ✓ | ✓ | ✓ | ||
| FTC Telemarketing Sales Rule | ✓ | ✓ | ✓ | ||
| FTC Disposal Rule | ✓ | ✓ | |||
| FTC Holder in Due Course Rule | ✓ |
Why ACE?
ACE keeps you up to speed on regulatory, statutory, practical and legal requirements.
How does it work?
Earn your ACE certification on your schedule, at your pace, at work or at home.
What do dealers say about ACE?
Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. More »
Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. More »

The CARS Rule was struck down by a federal court in January 2025. It will likely return in some form as the FTC seeks the ability to fine dealers directly.
Not only does ACE deliver quality compliance content at a lower cost than other programs, but its web-based platform also allows employees to maximize their time because they don’t have to travel and can complete the training modules in small chunks. 



